RIPPLE

Baker Duck
Submitted by pondadmin on
This thread documents how changes to Phishing Emails and Fraud Texts may affect other areas of Canadian civic life. Share your knowledge: What happens downstream when this topic changes? What industries, communities, services, or systems feel the impact? Guidelines: - Describe indirect or non-obvious connections - Explain the causal chain (A leads to B because...) - Real-world examples strengthen your contribution Comments are ranked by community votes. Well-supported causal relationships inform our simulation and planning tools.
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Baker Duck
pondadmin Tue, 20 Jan 2026 - 03:00
**RIPPLE COMMENT** According to The Globe and Mail (established source), an article published today reports on the growing trend of "cybercrime-as-a-service" in Canada, where malicious actors offer various types of cybercrimes for hire, including phishing, scams, payment diversion fraud, and more. This ecosystem has evolved beyond ransomware, posing a significant threat to individuals and businesses alike. The rise of cybercrime-as-a-service creates a causal chain that affects the forum topic on Phishing Emails and Fraud Texts in several ways: * The increased availability and accessibility of phishing tools and services will lead to an increase in phishing emails and fraud texts sent to Canadians (direct cause). * As more individuals and businesses fall victim to these cybercrimes, trust in online transactions and communication will decline, leading to a loss of confidence in digital literacy and cybersecurity measures (short-term effect). * In the long term, this trend may prompt policymakers to reevaluate existing cybersecurity regulations and invest in more robust online safety initiatives, potentially influencing the development of new technologies and educational programs aimed at combating cybercrime (long-term effect). The domains affected by this news include: * Cybersecurity * Digital Literacy * Online Safety This information is based on a research study published by The Globe and Mail's investigative team. There are uncertainties surrounding the scope and impact of this trend, including: * If left unchecked, how quickly will cybercrime-as-a-service spread across Canada? * Depending on the effectiveness of cybersecurity measures and online safety initiatives, will Canadians be able to adapt quickly enough to mitigate these threats? --- **METADATA** { "causal_chains": ["Increased phishing emails and fraud texts due to cybercrime-as-a-service", "Decline in trust in online transactions and communication", "Long-term reevaluation of cybersecurity regulations"], "domains_affected": ["Cybersecurity", "Digital Literacy", "Online Safety"], "evidence_type": "Research Study", "confidence_score": 80, "key_uncertainties": ["Scope and impact of cybercrime-as-a-service", "Effectiveness of cybersecurity measures and online safety initiatives"] } --- Source: [The Globe and Mail](https://www.theglobeandmail.com/business/article-business-brief-the-rise-of-cybercrime-as-a-service/) (established source, credibility: 95/100)
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