SUMMARY - Insurance Coverage for Mental Health
Consider the experience of Elena, a software developer in Vancouver. After a period of intense workplace stress led to a diagnosis of generalized anxiety disorder, she sought treatment through her employer’s group benefits plan. While the plan covered ten sessions with a psychologist, the limit was reached before she felt stable. Faced with the prospect of paying out-of-pocket for continued care or waiting months for a publicly funded psychiatrist, Elena experienced a new layer of distress, illustrating the gap between insurance coverage and clinical need.