SUMMARY - CPP, OAS, and GIS Benefits
Margaret is 71 and lives alone in a rented apartment in Sudbury. Her monthly income is the Canada Pension Plan cheque she earned over forty years of work, topped up by Old Age Security and a small Guaranteed Income Supplement payment. When her rent rose this year, the gap between what arrives on the first of the month and what she owes by the fifteenth grew uncomfortably wide. For Margaret, "CPP, OAS, and GIS" is not an acronym — it is the difference between staying in her home and not.