SUMMARY - Health Insurance & Coverage
A worker starts a new job and studies the benefits package, calculating what health services will be covered and which will require out-of-pocket payment. Dental is covered; vision has a cap; prescriptions have a deductible. A self-employed person purchases private health insurance, the premiums significant but the alternative - being uninsured for services outside medicare - unacceptable. A retiree loses employer benefits and discovers that many services she took for granted now require payment.