In a bustling community health centre in downtown Vancouver, Elena, a registered social worker, sits across from Marcus, a twenty-four-year-old recent university graduate. Marcus is experiencing his first episode of severe anxiety and substance use, triggered by the financial strain of unpaid internships and the high cost of living. He is not yet homeless, but he is sleeping on a friend’s couch and missing days of work. Elena sees a critical window of opportunity: if Marcus receives immediate, low-barrier counselling and temporary financial aid, he may stabilize and remain housed.